When Standard Finance Does Not Fit

Not every funding need fits neatly into a vehicle or asset finance box. Sometimes you need to move fast on a property deal, cover an unexpected tax bill, or access flexible credit to bridge a gap in your cash flow. As a credit broker, not a lender, we have access to a panel of specialist funders who take a more flexible view than most high-street banks.

We match your situation to the right lender and product, handle the paperwork, and keep the process moving so you can focus on the opportunity in front of you.

“The specialist finance market has grown enormously in recent years. There are now lenders who will structure deals that would have been impossible a decade ago — but you need to know where to look. That is where a broker adds real value.”
John Pemberton
John Pemberton
Director, Balanced Funding Solutions • 20+ years in financial services

Our Specialist Finance Products

Choose the area that best fits your needs, or get a quote and we will point you in the right direction.

The Process

How It Works

Specialist finance can sound complicated, but the process is straightforward when you work with an experienced broker like Balanced Funding Solutions is straightforward. Here is what to expect at each stage.

1

Get in Touch

Tell us what you need finance for, how much, and over what term. Online, phone, or email.

2

We Search

We compare options across our lender panel for your budget and credit profile.

3

Your Options

Full transparency on rates, terms, and fees — no obligation to proceed.

4

Completion

We handle the paperwork. Funds typically released within 24–48 hours.

Common Questions

Frequently Asked Questions

Specialist finance covers funding solutions that sit outside standard vehicle and asset finance. This includes bridging loans for property transactions, commercial mortgages, finance to cover HMRC and VAT liabilities, revolving credit lines, and business overdraft facilities.

Bridging loans can often be arranged within days rather than weeks, which makes them suitable for time-sensitive property transactions. The exact timeline depends on complexity, security, and legal processes.

Yes. We arrange funding specifically designed to help businesses cover corporation tax, VAT, and other HMRC liabilities. This avoids the penalties and interest that come with late payment.

Not necessarily. Bridging loans and commercial mortgages are secured against property, but credit lines, overdrafts, and HMRC funding may be unsecured or secured against other business assets depending on the lender.
John Pemberton
Written by John Pemberton
Director, Balanced Funding Solutions • Former Lloyds Banking Group • 20+ years in financial services

John founded Balanced Funding Solutions in 2009 after leaving Lloyds Banking Group. He has spent over two decades in the vehicle and asset finance industry and holds direct relationships with lenders across the UK. All content on this page has been reviewed for accuracy.

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Reviewed by: John Pemberton, Director

Need Specialist Funding?

Tell us about your situation and we will find the right solution. No obligation, honest advice from day one.