Funding That Works as Hard as You Do

Running a business means making constant decisions about where to invest and how to manage cash. Whether you need to acquire equipment, expand your fleet, or free up working capital, finance allows you to spread costs over time and preserve cash for the things that matter most. As a credit broker, not a lender, Balanced Funding Solutions is not tied to any single provider.

We search across our panel of UK lenders — from high-street banks to specialist funders — to find the deal that fits your business best. We handle the paperwork and lender negotiations so you can focus on running your operation.

“Businesses often assume they need to go to their bank for finance. In reality, a broker can access a much wider range of products and lenders — and because we deal with these funders every day, we know which ones will take a pragmatic view on your application.”
John Pemberton
John Pemberton
Director, Balanced Funding Solutions • 20+ years in financial services

Our Business Finance Products

Choose the area that best fits your needs, or get a quote and we will point you in the right direction.

The Process

How It Works

Getting business finance through Balanced Funding Solutions is straightforward. Here is what to expect at each stage.

1

Get in Touch

Tell us what you need finance for, how much, and over what term. Online, phone, or email.

2

We Search

We compare options across our lender panel for your budget and credit profile.

3

Your Options

Full transparency on rates, terms, and fees — no obligation to proceed.

4

Completion

We handle the paperwork. Funds typically released within 24–48 hours.

Common Questions

Frequently Asked Questions

We arrange asset finance for plant, machinery, IT and business equipment; transportation finance for trucks, LCVs, buses and commercial fleets; and cashflow finance including invoice discounting and working capital solutions.

Yes. While lending criteria vary, some of our panel lenders will consider businesses trading for less than two years, provided there is a viable business plan and some form of trading history or personal guarantee.

For straightforward asset finance, we can often secure a decision in principle within a few hours and complete the process within a few working days. Larger or more complex facilities may take longer, but we will always keep you informed of timescales.

Many forms of business finance offer tax advantages. Lease and hire purchase payments are typically deductible as a business expense, and capital allowances may apply. We recommend speaking with your accountant for advice specific to your situation.
John Pemberton
Written by John Pemberton
Director, Balanced Funding Solutions • Former Lloyds Banking Group • 20+ years in financial services

John founded Balanced Funding Solutions in 2009 after leaving Lloyds Banking Group. He has spent over two decades in the vehicle and asset finance industry and holds direct relationships with lenders across the UK. All content on this page has been reviewed for accuracy.

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Reviewed by: John Pemberton, Director

Let’s Talk About Your Business

No obligation, no impact on your credit score. Tell us what your business needs and we will find the right funding.