Finance for the Things That Matter

From everyday cars to dream motorhomes, from light aircraft to settling a balloon payment you did not plan for — our personal finance range covers it all. As a credit broker, not a lender, we are not tied to any single provider. We search across our panel of UK lenders to find the deal that fits you best, then handle the paperwork so you do not have to.

Every application is assessed on its own merits. Whether your credit history is strong, non-standard, or somewhere in between, we will give you an honest picture of what is available before you commit to anything.

“People often assume their only option is the finance offered at the dealership or the showroom. In reality, coming to a broker first means we can search the whole market — and more often than not, we find a better rate or more flexible terms.”
John Pemberton
John Pemberton
Director, Balanced Funding Solutions • 20+ years in financial services

Our Personal Finance Products

Choose the area that best describes what you are looking for, or get a quote and we will point you in the right direction.

How It Works

How Does the Finance Broker Process Work?

From your initial enquiry to receiving funds, we handle the process from start to finish.

1

Get in Touch

Book a free call or send us an enquiry. We will discuss your options with no obligation.

2

We Search Lenders

We compare products across our panel and identify the most suitable options for your circumstances.

3

Review Options

We present clear recommendations. You choose the product that works best with full visibility of terms.

4

Completion

We manage the paperwork. Once approved, funds are released and you can proceed.

Common Questions

Frequently Asked Questions

We arrange car finance, leisure vehicle finance (caravans, motorhomes, campervans), aviation and marine finance, and refinance for existing agreements including balloon payment settlements. All products are sourced from our panel of UK lenders.

We are a credit broker, not a lender. This means we search across a wide panel of UK lenders to find the most suitable deal for your circumstances. We are authorised and regulated by the Financial Conduct Authority (FRN 669765).

An initial enquiry with us does not affect your credit score. A formal credit search will only be recorded when an application is submitted to a lender, which is standard practice for any form of borrowing.

We work with lenders who specialise in non-standard credit, so it is often possible to find options even if you have been declined elsewhere. We will always be transparent about costs and whether a deal is in your best interest.
John Pemberton
Written by John Pemberton
Director, Balanced Funding Solutions • Former Lloyds Banking Group • 20+ years in financial services

John founded Balanced Funding Solutions in 2009 after leaving Lloyds Banking Group. He has spent over two decades in the vehicle and asset finance industry and holds direct relationships with lenders across the UK. All content on this page has been reviewed for accuracy.

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Reviewed by: John Pemberton, Director

Ready to Get Started?

No obligation, no impact on your credit score. Tell us what you need and we will do the rest.